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Arphra AIPlain-English read on Mastercard Incorporated’s valuationAI Issuer Brief
Arphra AILoading cached brief…
Fair value
Football field →Weighted blend
$1,380.79
+186.61% vs spot
Recommendation
Strong Buy
18 of 20 methods
Method spread
4bull14bear
±5% threshold
Analyst PT consensus: $657.38 (+36.45%)
Price change · trailing returns
Live| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +1.12% | -1.49% | -2.00% | -7.15% | -10.70% | -14.67% | -16.79% | +31.47% | +33.80% | +404.08% | +10490.00% |
Insider · 30d
History →Bought
$0
0 txns
Sold
$2.53M
10 txns
Net flow
−$2.53M
Aftermarket
LiveLast trade
$487.14
1,360 sh
Bid
$486.97
16 sh
Ask
$487.31
10 sh
Spread
$0.340
Recent quarters
All financials →| Period | Revenue | Net income | EPS |
|---|---|---|---|
| Q1 Mar 2026 | $8.4B | $3.88B | $4.35 |
| Q4 Dec 2025 | $8.81B | $4.06B | $4.52 |
| Q3 Sep 2025 | $8.6B | $3.93B | $4.34 |
| Q2 Jun 2025 | $8.13B | $3.7B | $4.07 |
| Q1 Mar 2025 | $7.25B | $3.28B | $3.59 |
| Q4 Dec 2024 | $7.49B | $3.34B | $3.64 |
Sector & industry today
LiveSectors
- Financial Services+2.01%
- Real Estate+1.34%
- Healthcare+0.90%
- Industrials+0.55%
- Utilities+0.48%
- Consumer Defensive+0.44%
- Consumer Cyclical+0.15%
- Energy-0.16%
- Technology-1.03%
- Communication Services-1.11%
- Basic Materials-1.15%
Top industries (issuer's industry highlighted)
- Financial - Credit Services+0.03%
- Silver-5.21%
- Other Precious Metals-4.97%
- Copper-3.47%
- Gold-3.27%
- Medical - Healthcare Information Services-3.26%
- Information Technology Services-2.74%
- Software - Infrastructure-2.53%
- Insurance - Reinsurance+2.14%
- Coal-2.14%
- REIT - Healthcare Facilities+2.12%
- Electronic Gaming & Multimedia-2.09%
Analyst view
DB · price_targets + analyst_gradesConsensus target
$657.38
+36.45% upside
Low
$590.00
Median
$657.50
High
$739.00
Recent actions
0 ↑0 ↓8 hold
- May 01, 2026
- Apr 01, 2026
- Mar 01, 2026
- Feb 01, 2026
- Jan 01, 2026
News
DB · news_items- Mastercard: Advanced DuPont Analysis Reveals Value-Added Services Are Built To Skyrocket The Share Priceseekingalpha.com·Jun 04, 2026
- Small Businesses Push Overseas as Payment Friction Threatens Cash Flowpymnts.com·Jun 04, 2026
- Mastercard Incorporated (MA) Presents at 2026 Evercore Global TMT Conference Transcriptseekingalpha.com·Jun 03, 2026
- Mastercard and Visa Back Stealth Stablecoin Platformpymnts.com·Jun 03, 2026
- Amazon Debuts Small Business-Focused Credit Cardpymnts.com·May 13, 2026
- Amazon's New Prime Business and Amazon Business Credit Cards, Powered by U.S. Bank and Mastercard®, Are Now Available with Enhanced Rewards and Flexible Financingbusinesswire.com·May 13, 2026
- Mastercard Rallies Partners to Support MENA Small Businessespymnts.com·May 08, 2026
- Mastercard And Its Real Valueseekingalpha.com·May 04, 2026
Peers
Total assets
$54.16B
Total debt
$19B
Cash & equiv
$10.57B
Operating CF
$17.4B
Free cash flow
$16.91B
Buybacks
-$11.73B
Recent insiders
All →| Insider | Action | Shares | Value | Date |
|---|---|---|---|---|
Ling Hai officer: President, AP, Europe, MEA | Sell | 4,485 | $2.22M | Feb 24, 2026 |
Ling Hai officer: President, AP, Europe, MEA | Sell | 120 | $59.29K | Feb 23, 2026 |
Ling Hai officer: President, AP, Europe, MEA | Sell | 40 | $20.67K | Feb 23, 2026 |
Ling Hai officer: President, AP, Europe, MEA | Sell | 80 | $39.82K | Feb 23, 2026 |
Ling Hai officer: President, AP, Europe, MEA | Sell | 80 | $41.72K | Feb 23, 2026 |
Ling Hai officer: President, AP, Europe, MEA | Sell | 82 | $41.9K | Feb 23, 2026 |
Income statement · annual
5y| Period | Revenue | Op income | Net income | EPS | Net margin |
|---|---|---|---|---|---|
| FY 2025 | $32.79B | $19.4B | $14.97B | $16.52 | +45.65% |
| FY 2024 | $28.17B | $15.58B | $12.87B | $13.89 | +45.71% |
| FY 2023 | $25.1B | $14.01B | $11.2B | $11.83 | +44.61% |
| FY 2022 | $22.24B | $12.26B | $9.93B | $10.23 | +44.66% |
| FY 2021 | $18.88B | $10.08B | $8.69B | $8.76 | +46.00% |