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Arphra AIPlain-English read on PayPal Holdings, Inc.’s valuationAI Issuer Brief
Arphra AILoading cached brief…
Peers
- WFCWells Fargo & Company$80.81$247.63B
- HDBHDFC Bank Limited$25.18$129.16B
- PNCThe PNC Financial Services Group, Inc.$220.71$89.03B
- SMFGSumitomo Mitsui Financial Group, Inc.$21.15$80.97B
- LYGLloyds Banking Group plc$5.36$78.41B
- MFCManulife Financial Corporation$39.10$65.56B
- TRVThe Travelers Companies, Inc.$304.72$64.8B
- TFCTruist Financial Corporation$50.93$63.45B
Price change · trailing returns
Live| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.98% | +1.39% | -10.41% | -2.21% | -27.79% | -22.59% | -36.29% | -28.33% | -82.57% | +17.96% | +23.10% |
Aftermarket
LiveLast trade
$45.18
5 sh
Bid
$45.04
1 sh
Ask
$45.19
1 sh
Spread
$0.150
Sector & industry today
LiveSectors
- Technology+3.30%
- Basic Materials+0.98%
- Energy+0.83%
- Consumer Cyclical+0.49%
- Industrials+0.25%
- Communication Services+0.13%
- Healthcare-0.65%
- Financial Services-0.80%
- Consumer Defensive-0.84%
- Utilities-1.15%
- Real Estate-1.32%
Top industries (issuer's industry highlighted)
- Financial - Credit Services-0.44%
- Computer Hardware+8.35%
- Software - Infrastructure+7.61%
- Consulting Services+5.28%
- Coal+5.20%
- Manufacturing - Metal Fabrication+4.24%
- Staffing & Employment Services+4.08%
- Gambling, Resorts & Casinos+3.71%
- Broadcasting+3.70%
- Integrated Freight & Logistics+3.68%
- REIT - Healthcare Facilities-3.49%
- Software - Application+3.44%
Fair value
Football field →Weighted blend
$42.93
-4.99% vs spot
Recommendation
Hold
19 of 21 methods
Method spread
11bull8bear
±5% threshold
Analyst PT consensus: $51.67 (+14.34%)
Total assets
$80.17B
Total debt
$9.99B
Cash & equiv
$8.05B
Operating CF
$6.42B
Free cash flow
$5.56B
Buybacks
-$6.05B
Analyst view
DB · price_targets + analyst_gradesConsensus target
$51.67
+14.34% upside
Low
$34.00
Median
$51.00
High
$65.00
Recent actions
0 ↑0 ↓8 hold
- Apr 01, 2026
- Mar 01, 2026
- Feb 01, 2026
- Jan 01, 2026
- Dec 01, 2025
News
DB · news_items- PayPal and Anthropic Take AI to Main Street Businessespymnts.com·May 13, 2026
- Venmo still isn't taking privacy seriouslybusinessinsider.com·May 12, 2026
- Truist Cuts PayPal Price Target as Cross-Border Volume Weakness Bites247wallst.com·May 12, 2026
- PayPal: One Of The Cheapest Large-Cap Tech Stocks Today - Why I Bought Moreseekingalpha.com·May 12, 2026
- Venmo App Overhaul Highlights Expansion Into Financial Services Hubpymnts.com·May 12, 2026
- PayPal Reaches $30 Million Pact With Justice Department Over Minority Fundingwsj.com·May 12, 2026
- PayPal: Cost Cuts And Buybacks Are The Real Bull Caseseekingalpha.com·May 12, 2026
- PayPal's $6 Billion Lifelineseekingalpha.com·May 08, 2026
Recent quarters
All financials →| Period | Revenue | Net income | EPS |
|---|---|---|---|
| Q4 Dec 2025 | $8.68B | $1.44B | $1.53 |
| Q3 Sep 2025 | $8.42B | $1.25B | $1.30 |
| Q2 Jun 2025 | $8.29B | $1.26B | $1.29 |
| Q1 Mar 2025 | $7.79B | $1.29B | $1.29 |
| Q4 Dec 2024 | $8.37B | $1.12B | $1.11 |
| Q3 Sep 2024 | $7.85B | $1.01B | $0.99 |
Recent insiders
All →| Insider | Action | Shares | Value | Date |
|---|---|---|---|---|
Keller Frank officer: Pres., Checkout Sol. & PayPal | Sell | 732 | $36.2K | Apr 29, 2026 |
Keller Frank officer: Pres., Checkout Sol. & PayPal | Sell | 10,000 | $500K | Apr 29, 2026 |
Natali Chris officer: SVP, Chief Accounting Officer | Sell | 1,337 | $66.13K | Apr 29, 2026 |
Keller Frank officer: EVP, GM, Large Ent & Mer Plat. | Sell | 1,204 | $56.37K | Mar 03, 2026 |
Kereere Suzan officer: President, Global Markets | Sell | 700 | $32.76K | Mar 03, 2026 |
Keller Frank officer: EVP, GM, Large Ent & Mer Plat. | Sell | 19,476 | $902.75K | Mar 03, 2026 |
Income statement · annual
5y| Period | Revenue | Op income | Net income | EPS | Net margin |
|---|---|---|---|---|---|
| FY 2025 | $33.17B | $6.07B | $5.23B | $5.41 | +15.78% |
| FY 2024 | $31.8B | $5.33B | $4.15B | $3.99 | +13.04% |
| FY 2023 | $29.77B | $5.03B | $4.25B | $3.84 | +14.26% |
| FY 2022 | $27.52B | $3.84B | $2.42B | $2.09 | +8.79% |
| FY 2021 | $25.37B | $4.26B | $4.17B | $3.52 | +16.43% |